Don’t put saving for your emergency fund off; start right now

  • How To Stop Dipping Into The Savings Pot

    How To Stop Dipping Into The Savings Pot

    The cycle goes like this: you save some money, you’re short at the end of the month, you borrow from yourself and pay it back on payday, and then you’re short again. On and on it goes, with you dipping in and out of your savings account every month and never stopping. It’s all-consuming when you’re trying to save money but you never seem to really get anywhere!

    Saving money is not easy, especially when you are already on a short budget. You need to be able to use a financial calculator like the ones that you find on Pigly.Com and make sure that you know your budget for savings. Then you need to work out your budget for everything else – if you cannot afford something, then it’s time to let that something go! You need balance, and this will stop you from dipping into the savings pot every month. Here are several ways you can stop dipping and start saving!

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  • Don’t put saving for your emergency fund off; start right now

    Don’t put saving for your emergency fund off; start right now

    Let’s talk backups and savings; how are you doing regarding your emergency fund and/or savings? Recently I realized that I had made the most stupid mistake ever: A few years back I bought my Macbook and iMac in the same year (and my iPad but that’s not as important). I guess it was a good year business-wise, and I needed upgrades to do even better. But what do you think recently happened? (more…)