home buying

  • Three Value-Boosting Updates to Consider Before You Sell Your Home

    Three Value-Boosting Updates to Consider Before You Sell Your Home

    Unless you have a career in real estate, you may not be clued up on how to get the best return on your investment when it comes to buying and selling property. For example, did you realise that if you want to put your home on the market, you could set a higher asking price if you spend some time and money on improvements before you list it for sale?

    While it might sound counterintuitive to sink resources and time into a property you no longer want, a few updates and changes to your house may give you a good return on your investment when it comes to resale value. These simple home improvement ideas could up the value of your home without breaking the bank. (more…)

  • These hacks will help you to save for a mortgage so much faster

    These hacks will help you to save for a mortgage so much faster

    Saving for a mortgage can be one of the most exciting yet difficult things you ever have to do. If you want to call yourself a homeowner one day and have your very own pad to show off to friends and family, then you should probably start saving sooner rather than later. You not only need the money to cover your mortgage, you’re probably going to want money for emergencies, as well as unexpected fees, solicitor/lawyer fees, and more. It’s always better to have way more money saved up than you think you need so you can get through your first few months without a hitch. This means getting serious and aggressive about your saving habits, as well as changing your lifestyle somewhat. Let’s take a look at the hacks that will help you to save for a mortgage so much faster: (more…)

  • All You Need To Know If You Are A First Time Buyer

    All You Need To Know If You Are A First Time Buyer

    Buying your first home should be exciting. However, with the increase in wage to house purchase ratio, the need for high interest mortgages is becoming ever more real. This can put an added strain on your finances if you aren’t careful and could result in added debt. However, if you focus on sticking to your budget (no matter how small this might be), you should be able to navigate the property market successfully. Consider your needs and wants, and draw up a list. When you are ready, begin your research and consider the sorts of areas that you are keen to put down roots.

    Purchasing a home is a massive commitment, and you will be taking out the largest loan you will ever have in your life. For seasoned renters, this means committing to one location and one property for the foreseeable future. Gone are the days of flitting from one humble abode to another on a whim. Now it’s time to put down roots and invest in an asset.

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  • The Financial Side Of House Hunting

    When you’re looking to buy a house, things in your life change. Maybe you’ve been a digital nomad for a while, and now you’re looking to settle down. Or maybe you’re looking to buy your first house and move out of your parents home. Or get onto the property ladder after years of renting? Either way, it’s important for you to get your head around how this is all going to work out, before you start to get too excited about things. Because the money side of moving and buying a house can be big and stressful. And it’s for this reason that you need to understand what it takes, so you can manage your own expectations. So let’s take a look. (more…)