• How to find the perfect mortgage

    So you’ve managed to grow your credit score and now have a score that is in the green, which means that you are able to buy a house of your home. As long as you have saved a deposit, that is. The fact is that a home will most probably be the largest purchase that you ever make, so when it comes to who you borrow the funds from, it pays to take the time to ensure that you are making the right choice.

    You will most probably still be paying off your mortgage in 20 years time, maybe even longer, so it’s important to ensure that you pick the right provider and get the best deal possible. Bearing that in mind, below are some tips that should help you to ensure that when it comes to picking a mortgage, you go with an option that is a perfect fit for you. (more…)

  • Time to escape the dead weight of renting

    Time to escape the dead weight of renting

    At a certain point in your life, you need to think about how you’re going to stop renting and start buying. Renting, as you may have heard, is dead money. What this means is that you’re paying for something and in the long term, you’re not getting any benefit from it. You might also be spending extra money on the property that is ultimately going to benefit someone else.

    For instance, you may have been renting a property for a few years. At a certain point, you might start to think about making improvements and completing renovations. This could ultimately end up costing you thousands and eventually you’ll move on. But, when you do, you won’t see the benefits of the money you put into the property. It’s the landlord who will benefit from your hard work and cash.