saving money

  • Saving Money After A Difficult And Unreliable Year

    Saving Money After A Difficult And Unreliable Year

    Even if the pandemic did little to affect you personally, it’s not uncommon for it to have consequences that blow over into the long term. Having children at home all the time, for instance, means that you likely had to spend on more groceries last year, and ended up spending more on entertainment in aggregate. Everyone can use saving money tips these days. Perhaps your house needed maintenance a little more frequently due to how commonly and regularly it was used. Maybe you’ve worked on become more financial skilled and read my Ultimate Guide To Money + Finance and want to save money after a difficult year. Perhaps you’ve noticed that companies are trying to offset some of their unpredictable costs from last year, leaving subscription prices to go up.

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  • One Hour Is All It Takes To Brighten Your Financial Future

    One Hour Is All It Takes To Brighten Your Financial Future

    One hour to brighten your financial future? Impossible! Well, that’s what you might be thinking anyway. However, this isn’t the case at all. While you can’t multiply the funds you have in your bank account within an hour (unless you are blessed with a sudden windfall), you can put your time to good use, and take an hour out of your life to start the journey into a better financial future. 

    So, switch off your TV, put your phone down, and settle down to consider the following. By committing one hour of your life each day to these suggestions, your financial future might start to look a little brighter.

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  • 5 Signs You Suck at Money Management

    5 Signs You Suck at Money Management

    Managing money is a hugely important life skill that can prevent you from getting in over your head and also help you to maintain a better sense of wellbeing, but it is a skill that o few of us fall short on, many of us without even knowing we aren’t doing money right.

    With that in mind, here are 5 sure signs that you suck at money management. Spot any of them in your financial life and it might be time to reevaluate what you’re doing so that you don’t end up in a mess later down the line:

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  • How To Stop Dipping Into The Savings Pot

    How To Stop Dipping Into The Savings Pot

    The cycle goes like this: you save some money, you’re short at the end of the month, you borrow from yourself and pay it back on payday, and then you’re short again. On and on it goes, with you dipping in and out of your savings account every month and never stopping. It’s all-consuming when you’re trying to save money but you never seem to really get anywhere!

    Saving money is not easy, especially when you are already on a short budget. You need to be able to use a financial calculator like the ones that you find on Pigly.Com and make sure that you know your budget for savings. Then you need to work out your budget for everything else – if you cannot afford something, then it’s time to let that something go! You need balance, and this will stop you from dipping into the savings pot every month. Here are several ways you can stop dipping and start saving!

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  • Why You Need Goals For Your Budget To Work

    Why You Need Goals For Your Budget To Work

    Building and sticking to a budget is one of the best things you can do if you want to get yourself on track financially. If you have already mastered a budget it might be the time to start creating yourself new financial goals. 

    Have a look at your annual budget, it can help you to notice larger spending problems and patterns, priorities, or even changes in your circumstances, all of these can affect your financial goals. Let’s have a look at why setting financial goals can help you to budget more successfully: 

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  • 4 Simple Steps For Building Wealth The Right Way

    4 Simple Steps For Building Wealth The Right Way

    No matter your age or profession, taking steps towards financial independence is a good idea. It starts by making deliberate choices, and it must be actioned the right way. Even though only 0.6% of the world’s population holds 39.3% of the world’s wealth, it does not mean you cannot become rich. No matter your financial goals, it all boils down to your daily habits. Are you looking to build wealth and gain financial freedom? Well, here are four simple tips for doing just that.

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  • 5 Ways to Put Your Money To Work

    5 Ways to Put Your Money To Work

    It’s a problem if you don’t have money. But it’s also an issue if you have money, but you just let it sit in your account. It’s worth remembering that while money does have value if it’s in the bank, it’s not the best option for your money. Instead, you should look at putting your money to work. You should view your money as capital, rather than something that provides an end just by itself. In this blog, we’re going to take a look at just five of the ways in which you can put your money to work. Take my advice, and you’ll find that your financial future looks a lot brighter.

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  • Managing Your Finances During Hard Times

    Managing Your Finances During Hard Times

    The coronavirus and Covid-19 pandemic has altered many of our living situations and lifestyles for the worst. Many of us who are working in industries that can’t work on a remote basis have lost our jobs. Many of us who have been able to work may have seen our companies collapse regardless, as consumers have less disposable income and are less willing to spend for fear of losing their own jobs. Many of us have had to accept a reduction in salary or working hours as our companies are struggling to pay our wages. So, it’s not all too surprising that nations around the world are experiencing countless situations of individual debt and financial struggle. If you are worried about your own finances, here are a few ways that you can keep on top of things right now.

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  • Common Financial Mistakes People Make

    Common Financial Mistakes People Make

    Don’t think that they should teach finance lessons in school? It sure would make things much easier to manage when we become full-blown adults. Alas, that’s not how the world works. We have to figure things out on our own, or hope that our parents give us some useful information that helps us to stay on sound financial footing. Many people end up in financial difficulties — or at least not in as strong a position as they could be — all because they make some of the common financial mistakes. 

    In this blog, we’re going to look at some of these errors and take a look at what you can do to avoid them.

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  • How To Deal With Your Money Problems

    How To Deal With Your Money Problems

    Money makes the world go around, but it also causes a lot of headaches. When you have plenty of money, life is rosy. However, when you have none it can be miserable and stressful. 

    You may be facing mounting debts or you may be concerned about protecting your assets from medicaid. Whatever the financial concerns you have, there are ways of dealing with it. 

    In this article, we’ll look at how you can deal with your money worries in a constructive way. 

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  • Modernize Your Money Management

    Modernize Your Money Management

    Are you stuck in the past when it comes to managing your money? A lot of people haven’t kept up with the tools and techniques that they can use to manage their finances, so you’re not the only one. When you need to file your taxes, budget your money or save for some specific goals, you can use a range of tools that will help to make it easier for you. You can manage your money on the move and easily check up on your finances whenever you need to. All you need to do is find out what tools are out there, beyond your online bank account services.

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