saving

  • How To Stop Dipping Into The Savings Pot

    How To Stop Dipping Into The Savings Pot

    The cycle goes like this: you save some money, you’re short at the end of the month, you borrow from yourself and pay it back on payday, and then you’re short again. On and on it goes, with you dipping in and out of your savings account every month and never stopping. It’s all-consuming when you’re trying to save money but you never seem to really get anywhere!

    Saving money is not easy, especially when you are already on a short budget. You need to be able to use a financial calculator like the ones that you find on Pigly.Com and make sure that you know your budget for savings. Then you need to work out your budget for everything else – if you cannot afford something, then it’s time to let that something go! You need balance, and this will stop you from dipping into the savings pot every month. Here are several ways you can stop dipping and start saving!

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  • 5 Simple Ways To Save Money In Your Startup

    Founding a startup is one of the most rewarding things that you will do. You take an idea that has been on your mind into its fruition, and you (hopefully) watch as that idea becomes a successful business. However, there are many hurdles to get over before you get to where you want to go, and one of them is that dreaded word, money. How can you cut the costs in your startup, whilst still ensuring that it is as successful as it should be? We’ve noted down 5 ideas here. (more…)

  • How To Save Money On Buying Presents

    How To Save Money On Buying Presents

    If you have lots of people to buy gifts for throughout the year, then you’re probably buying presents all year round, likely at the last minute in a bit of a mad panic. However, what if you were to change the way you approached gift-buying, and while you still bought them all year round, you did it strategically and not necessarily at the time when you need it. Whether it’s gifts for men, women or children, you probably go shopping or see things online all year round and things that a loved one would like, but it’s the wrong time to buy it for them, but why? If you can remember what you have purchased and have somewhere to store things then why not buy gifts as and when you see them as this will save you so much time and can save you lots of money or at least you’ll feel like it is. 

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  • Always broke? This is how to trick yourself into saving more money fast

    Always broke? This is how to trick yourself into saving more money fast

    The people who are able to save money effectively are few and far between. Saving is something that is just really hard to do. Giving up buying stuff now to get more in the future is rather abstract to most people.

    What’s more, saving requires constant discipline. You can’t be a good saver online on Tuesdays and Thursdays and then not the rest of the week. Saving is something that you have to do every day of the week. One massive spending spree at your favorite online retailer can completely derail your efforts. (Think ASOS).

    So with that said, are there any hacks that can help you get around this rather annoying problem. Do you have to be a Trappist monk to save in the 21st century? Or are there shortcuts that make the whole thing a lot easier? Check out the following. 

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