Finance

  • 5 Signs You Suck at Money Management
    Business, blogging & Money, Finance

    5 Signs You Suck at Money Management

    Managing money is a hugely important life skill that can prevent you from getting in over your head and also help you to maintain a better sense of wellbeing, but it is a skill that o few of us fall short on, many of us without even knowing we aren’t doing money right.

    With that in mind, here are 5 sure signs that you suck at money management. Spot any of them in your financial life and it might be time to reevaluate what you’re doing so that you don’t end up in a mess later down the line:

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  • Business Expenses You Can Reduce or Cut Completely
    Business, blogging & Money, Finance

    Business Expenses You Can Reduce or Cut Completely

    Businesses should always be looking for ways to streamline their coasts. After all, doing so enables them to maximize their profits and not only stay in business but be more successful as they do. It’s unfortunate then that so many, particularly small, businesses are wasting money on a whole lot of unnecessary stuff. It’s time to change that starting here:

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  • How To Stop Dipping Into The Savings Pot
    Business, blogging & Money, Finance

    How To Stop Dipping Into The Savings Pot

    The cycle goes like this: you save some money, you’re short at the end of the month, you borrow from yourself and pay it back on payday, and then you’re short again. On and on it goes, with you dipping in and out of your savings account every month and never stopping. It’s all-consuming when you’re trying to save money but you never seem to really get anywhere!

    Saving money is not easy, especially when you are already on a short budget. You need to be able to use a financial calculator like the ones that you find on Pigly.Com and make sure that you know your budget for savings. Then you need to work out your budget for everything else – if you cannot afford something, then it’s time to let that something go! You need balance, and this will stop you from dipping into the savings pot every month. Here are several ways you can stop dipping and start saving!

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  • Why You Need Goals For Your Budget To Work
    Business, blogging & Money, Finance

    Why You Need Goals For Your Budget To Work

    Building and sticking to a budget is one of the best things you can do if you want to get yourself on track financially. If you have already mastered a budget it might be the time to start creating yourself new financial goals. 

    Have a look at your annual budget, it can help you to notice larger spending problems and patterns, priorities, or even changes in your circumstances, all of these can affect your financial goals. Let’s have a look at why setting financial goals can help you to budget more successfully: 

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  • 4 Simple Steps For Building Wealth The Right Way
    Business, blogging & Money, Finance

    4 Simple Steps For Building Wealth The Right Way

    No matter your age or profession, taking steps towards financial independence is a good idea. It starts by making deliberate choices, and it must be actioned the right way. Even though only 0.6% of the world’s population holds 39.3% of the world’s wealth, it does not mean you cannot become rich. No matter your financial goals, it all boils down to your daily habits. Are you looking to build wealth and gain financial freedom? Well, here are four simple tips for doing just that.

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  • Debt Cheat Sheet: Fast Ways To Pay Off Overdue Balances
    Business, blogging & Money, Finance

    Debt Cheat Sheet: Fast Ways To Pay Off Overdue Balances

    The world’s total debt is more than £250 trillion, so it’s not a leap to say that you might have a few arrears that require paying. However, there are two problems – finding the money and eliminating the balances rapidly.

    It’s not a stretch for people with debts to hang on to them for a while. After all, you’d pay them off entirely if you had the resources, and if you had the earning power, you wouldn’t accrue them in the first place.

    No matter how hard you try and have tried in the past, you’ve never been able to shake your financial history. So, what’s different about these hacks?

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  • 5 Ways to Put Your Money To Work
    Business, blogging & Money, Finance

    5 Ways to Put Your Money To Work

    It’s a problem if you don’t have money. But it’s also an issue if you have money, but you just let it sit in your account. It’s worth remembering that while money does have value if it’s in the bank, it’s not the best option for your money. Instead, you should look at putting your money to work. You should view your money as capital, rather than something that provides an end just by itself. In this blog, we’re going to take a look at just five of the ways in which you can put your money to work. Take my advice, and you’ll find that your financial future looks a lot brighter.

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  • Managing Your Finances During Hard Times
    Business, blogging & Money, COVID-19, Finance

    Managing Your Finances During Hard Times

    The coronavirus and Covid-19 pandemic has altered many of our living situations and lifestyles for the worst. Many of us who are working in industries that can’t work on a remote basis have lost our jobs. Many of us who have been able to work may have seen our companies collapse regardless, as consumers have less disposable income and are less willing to spend for fear of losing their own jobs. Many of us have had to accept a reduction in salary or working hours as our companies are struggling to pay our wages. So, it’s not all too surprising that nations around the world are experiencing countless situations of individual debt and financial struggle. If you are worried about your own finances, here are a few ways that you can keep on top of things right now.

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  • Common Financial Mistakes People Make
    Business, blogging & Money, Finance

    Common Financial Mistakes People Make

    Don’t think that they should teach finance lessons in school? It sure would make things much easier to manage when we become full-blown adults. Alas, that’s not how the world works. We have to figure things out on our own, or hope that our parents give us some useful information that helps us to stay on sound financial footing. Many people end up in financial difficulties — or at least not in as strong a position as they could be — all because they make some of the common financial mistakes. 

    In this blog, we’re going to look at some of these errors and take a look at what you can do to avoid them.

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  • 5 Ways To Organise Your Finances As A Business
    Business, blogging & Money, Finance

    5 Ways To Organise Your Finances As A Business

    If you’re looking for ways to organize your finances as a business but you don’t know where to begin then don’t worry, you have definitely come to the right place. Whether you’re struggling to keep up or you have no experience in the area, you need to be sure you’re doing all that you can to protect your business financially. Luckily, there are lots of ways in which you can do exactly that. From creating a budget to working with a professional, the more you’re doing for your business the better. With that in mind, here are 5 ways to organize your finances as a business: 

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