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Talking about subjects I’m very passionate about, making money blogging (with a small following or as a micro influencer) is probably part of my top 3. Today I want to share a new guide that I’ll be adding articles and resources to the next few weeks to help you make money with your blog if you have a small following.
Even if the pandemic did little to affect you personally, it’s not uncommon for it to have consequences that blow over into the long term. Having children at home all the time, for instance, means that you likely had to spend on more groceries last year, and ended up spending more on entertainment in aggregate. Everyone can use saving money tips these days. Perhaps your house needed maintenance a little more frequently due to how commonly and regularly it was used. Maybe you’ve worked on become more financial skilled and read my Ultimate Guide To Money + Finance and want to save money after a difficult year. Perhaps you’ve noticed that companies are trying to offset some of their unpredictable costs from last year, leaving subscription prices to go up.
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We’re all well aware that we’re in the midst of a pandemic right now. Many of us are struggling financially, as social distancing and social isolation has seen many companies, stores and industries close down. Whether you’ve lost your job, been made redundant, found yourself with fewer hours or had to agree to lower pay, you may be looking for some ways to make a little bit of money or extra money to make right now to keep yourself afloat. At the end of the day, we all still have to pay our bills and you will want to do your best to avoid missed payments and the fees, fines and charges that come in hand with this. You want to learn all about getting smart about money now, so head over to the Ultimate Guide To Money + Finance to learn everything from investing, paying off debt to saving and retirement. Now, there are a huge number of ways to make a little extra money, but here are a few you might really want to take into consideration.
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Living in the moment is all well and good, but we’re all heading into the future and you’ll want yours to be as prosperous as it possibly can be. In order for that to happen, you need to think about your personal finances and how your financial situation might impact your situation going forward. And don’t forget to create extra income streams.
We’re going to talk today about a wide range of ways in which you can start planning for a brighter financial future. There’s more we can all do to ensure our finances are fit for tomorrow and put us in a position to live comfortably. Find out about some of those things below and in the Ultimate Guide To Money + Finance.
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I always knew that I wanted to become financially independent, but since a few years I prefer to retire earlier. The older I get, the higher the AOW retirement age. I should only now be able to retire at the age of 73 .. And yes, I have always strived to only do nice work, so I love my job, but I can also imagine that at some point I want more ‘ life’. Of course I lived as a digital nomad for a while by traveling and doing business while traveling, but at a certain point I was looking for more stability. A house, routine, and greater goal to work towards. Building my business. Settle down. The Great Things Of Life. And so with early retirement to feel completely free. I am now often dependent on the evenings or weekends, taking vacation and planning and the feeling of being completely free is wonderful. Because fair is fair. Even when I’m free, I still think about my company and post on social media “because of the algorithm I have to.”
Lately the F.I.R.E. movement is gaining popularity. F.I.R.E. is the abbreviation for Financial Independence Retire Early. This is a movement that capitalizes on putting aside as much money as possible to be independent. And yes, I strive for that too. I started a few years ago with a plan that I still follow. And I’ve never written about it on my blog so it’s about time! My FIRE plan looks something like this:
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If you’ve found yourself in a lot of debt and are unable to pay it off, bankruptcy might seem like the best solution. There are clear negative consequences to going bankrupt – your credit score will be severely damaged and you may have to give up non-essential assets to help pay off your debts. However, in return, your debts will be wiped.
Well, most of your debts anyway. To read more about different types of debt and ways to overcome debt, head over to the Ultimate Guide To Money + Finance. Unfortunately, declaring bankruptcy cannot wipe all kinds of debt. This is important to consider if you’re in financial trouble – there’s no point in filing for bankruptcy if the majority of your debts aren’t going to be affected as it could just cause further financial harm. Below is information on exactly which debts are eliminated by going bankrupt.
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As a business owner, you are always striving to enhance your company. However, the current climate means that the pressure to find cost-effective solutions is greater than ever.
Stuck for ideas, here are 10 fantastic options in the most important areas of business.
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If you’re tired of feeling down and depressed when you think about your personal finances, it’s time to do something about that. When you begin to feel a little more positive about your personal finances, it positively impacts every area of your life. So how can you start to feel that way? That’s what we’re going to answer today, so read on to find out more.
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The cycle goes like this: you save some money, you’re short at the end of the month, you borrow from yourself and pay it back on payday, and then you’re short again. On and on it goes, with you dipping in and out of your savings account every month and never stopping. It’s all-consuming when you’re trying to save money but you never seem to really get anywhere!
Saving money is not easy, especially when you are already on a short budget. You need to be able to use a financial calculator like the ones that you find on Pigly.Com and make sure that you know your budget for savings. Then you need to work out your budget for everything else – if you cannot afford something, then it’s time to let that something go! You need balance, and this will stop you from dipping into the savings pot every month. Here are several ways you can stop dipping and start saving!
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Are you looking for a passive investment that can help you grow your income? You might think that you need a lot of expertise to win with this type of investment but that’s not the case. To prove that here are some awesome investment opportunities that you can get involved in without any specialist knowledge at all.
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None of us could have been prepared for the coronavirus and Covid-19 pandemic. This has truly been a completely unprecedented period in human history and has taken us all by surprise over the past few months. Back in January, we were planning our year as we usually do. We were carrying out our day to day routines. We were commuting, working, heading to the gym, meeting friends and family, planning days out, booking holidays and breaks, buying gig and festival tickets and generally getting ready to start this decade off on the best foot. But by March, we were all becoming aware that 2020 wasn’t going to pan out how we’d planned.
The past six months have seen governments around the world issue stay at home orders to all but essential workers to slow the rapid spread of coronavirus. These lockdown situations have had a huge impact on countless aspects of many of our lives. But one of the most urgent has been the impact that it has had on our finances. Many countries around the world are experiencing economic difficulties and are entering recession. Countless businesses have gone under. Countless people have lost their jobs, found themselves out of work, on a reduced income, or otherwise struggling. It’s not all too surprising that many of us are experiencing financial difficulty right now.
Here are a few pieces of advice that should be able to help you if you are experiencing debt as a result of this pandemic. (more…)
Today, we’re going to look at some of the most expensive things you’re likely to buy throughout your life. Before you get stuck into this list, there are a few caveats to consider. Obviously, everyone has different buying habits. So, one of you may make a massive purchase that someone else would never make. As such, all the things listed below are ‘essential’ purchases in that most people will have to buy them at some point. You won’t see something like a yacht or an expensive holiday villa on this list. Sure, they are more expensive than some of the things listed, but they’re hardly essential.
Keeping that in mind, here are the most costly essential expenses a human is likely to face during their lifetime: (more…)