Finance

  • Alternative Ways to Make Money Right Now

    Alternative Ways to Make Money Right Now

    We’re all well aware that we’re in the midst of a pandemic right now. Many of us are struggling financially, as social distancing and social isolation has seen many companies, stores and industries close down. Whether you’ve lost your job, been made redundant, found yourself with fewer hours or had to agree to lower pay, you may be looking for some ways to make a little bit of money or extra money to make right now to keep yourself afloat. At the end of the day, we all still have to pay our bills and you will want to do your best to avoid missed payments and the fees, fines and charges that come in hand with this. You want to learn all about getting smart about money now, so head over to the Ultimate Guide To Money + Finance to learn everything from investing, paying off debt to saving and retirement. Now, there are a huge number of ways to make a little extra money, but here are a few you might really want to take into consideration.

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  • How to Plan for a Brighter Financial Future

    How to Plan for a Brighter Financial Future

    Living in the moment is all well and good, but we’re all heading into the future and you’ll want yours to be as prosperous as it possibly can be. In order for that to happen, you need to think about your personal finances and how your financial situation might impact your situation going forward. And don’t forget to create extra income streams.

    We’re going to talk today about a wide range of ways in which you can start planning for a brighter financial future. There’s more we can all do to ensure our finances are fit for tomorrow and put us in a position to live comfortably. Find out about some of those things below and in the Ultimate Guide To Money + Finance.

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  • Beginner's Guide To The F.I.R.E Movement (Financial independence retire early)

    Beginner’s Guide To The F.I.R.E Movement (Financial independence retire early)

    I always knew that I wanted to become financially independent, but since a few years I prefer to retire earlier. The older I get, the higher the AOW retirement age. I should only now be able to retire at the age of 73 .. And yes, I have always strived to only do nice work, so I love my job, but I can also imagine that at some point I want more ‘ life’. Of course I lived as a digital nomad for a while by traveling and doing business while traveling, but at a certain point I was looking for more stability. A house, routine, and greater goal to work towards. Building my business. Settle down. The Great Things Of Life. And so with early retirement to feel completely free. I am now often dependent on the evenings or weekends, taking vacation and planning and the feeling of being completely free is wonderful. Because fair is fair. Even when I’m free, I still think about my company and post on social media “because of the algorithm I have to.”

    Lately the F.I.R.E. movement is gaining popularity. F.I.R.E. is the abbreviation for Financial Independence Retire Early. This is a movement that capitalizes on putting aside as much money as possible to be independent. And yes, I strive for that too. I started a few years ago with a plan that I still follow. And I’ve never written about it on my blog so it’s about time! My FIRE plan looks something like this:

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  • Ways To Earn Money Pretty Simply From Home

    Ways To Earn Money Pretty Simply From Home

    Earning money is something we must all do in order to generate a good life for ourselves. Due to the recent worldwide pandemic, we’ve pretty much all been working from home – many still have to head out, but so many people have been stationed in their abodes due to the crisis. While many don’t exactly like this setup as they get itchy feet, there are many who are comfortable with it.

    Those who like the idea of working from home will be in a pretty blissful spot right about now due to the comfort zone they’ve been put into. These kinds of people don’t realize, though, that they could absolutely make this kind of thing a permanent job. In this day and age, working from home is something that is so very popular – regardless of any epidemic or pandemic that may come our way. 

    So many people on the planet are raking in good money while sitting at home. There is a big selection of wonderful jobs that we could take part in. If you’re interested in something like this as you feel as though your current situation isn’t quite cutting it, then here are some options that may pique your interest a little further and check out the Ultimate Guide to Money + Finance here to learn more:

    Content Writing

    In this day and age, websites are everywhere. Businesses, individuals, charities, and all kinds of organizations are looking to create an online hub that provides info and promotes what they’re doing further. Unfortunately, not every business owner is the greatest at throwing content onto a site. This is where writers can come in and do the job. If you’re good at writing and can string sentences together that go well with homepages, landing pages, articles, and many other areas, then you’re good to go. Don’t know where to start? Check out the Ultimate Guide To Blogging to get started with content creation.

    Virtual Administrator Or Assistant

    A business will always have admin work that needs to be completed. While not everyone leaves school and aspires to become a virtual assistant, it’s still a great job that can hand out lots of different skills and experience in a pressuring environment. You can do so much in a short space of time and receive a good pay-packet. 

    Consulting

    People will always need a little guidance in areas they aren’t comfortable with. If you feel as though you have lots of knowledge in a particular area, then you can become a consultant yourself – and you can do it all from the comfort of your home. Take jobs such as expert networks, for example. You can rack up a healthy salary by having hour-long online meetings, discussing all you know regarding a particular sector of business. 

    Blogging

    Bloggers have wonderful setups – especially those who have ground away at this craft for a long time and can now have a real working schedule. Starting up a website and writing about something you care about for a living always seems like a made-up pipe dream. It can actually happen, though, if you genuinely try. From your home, you could create a mega brand that has subscribers and readers from all over the world. And it’s easy to create income from blogging with a small following, so you don’t have to stress a lot about followers and traffic.

    You might also like to read:

  • Different Ways to Invest in Real Estate in 2021

    Different Ways to Invest in Real Estate in 2023

    Property is one of the most popular forms of investment (read the Ultimate Guide To Money + Finance for more investments) so it’s certainly something to consider if you want to grow your capital. For many people, the most efficient way to invest in real estate is to buy a property, lease it to a tenant, and hope that its value increases over time. However, this isn’t the only way you can profit from the property market. If you’re looking for alternative opportunities, take a look at the different ways to invest in real estate in 2023:

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  • What To Do If You Get a Faulty Product

    What To Do If You Get a Faulty Product

    Defective and faulty products are an unfortunate circumstance when it happens; it happens more than you may think and is something that can be quite dangerous depending on the situation. If you get a product and it does not do what it should as advertised, then you have a faulty product and should therefore look to sort the situation out, this can be done in a number of ways, and not everyone is sure which process to take when they come across something that is faulty.

    If you are unsure what to do when you get a faulty product, whether you notice without issue or are injured by it, then these few tips may allow you to gain an understanding of your best way forward to rectify the issue.

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  • Can Bankruptcy Wipe All My Debts?

    Can Bankruptcy Wipe All My Debts?

    If you’ve found yourself in a lot of debt and are unable to pay it off, bankruptcy might seem like the best solution. There are clear negative consequences to going bankrupt – your credit score will be severely damaged and you may have to give up non-essential assets to help pay off your debts. However, in return, your debts will be wiped. 

    Well, most of your debts anyway. To read more about different types of debt and ways to overcome debt, head over to the Ultimate Guide To Money + Finance. Unfortunately, declaring bankruptcy cannot wipe all kinds of debt. This is important to consider if you’re in financial trouble – there’s no point in filing for bankruptcy if the majority of your debts aren’t going to be affected as it could just cause further financial harm. Below is information on exactly which debts are eliminated by going bankrupt.

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  • 5 Ways To Earn A Living As A Stay-At-Home Mom

    5 Ways To Earn A Living As A Stay-At-Home Mom

    Many women find they must put their careers on hold when they become moms. According to the Pew Research Center, around three in ten Millenial mothers are stay-at-home moms, caring for one or more children each day.

    There’s no denying that being a carer for children seven days a week is a full-time job in itself! But, many women feel they have no realistic prospect of earning money while they’re at home.

    The truth is, stay-at-home moms have various ways to successfully work from home. Sure, working while looking after small children for most of your waking hours is hard – but it’s not impossible.

    Are you reading this because you’d like to learn more about careers for stay at home moms or ways to earn some money from home? Here are 5+ realistic ways that you can bolster your income:

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  • How to get clients to pay on time

    How to get clients to pay on time

    Cashflow is vital, especially if you’re self-employed. At some point, everyone will be faced with a client that pays their bills late, or not at all. It can have a huge effect on your finances, especially if you’re owed a substantial amount of money. 

    But how do you deal with these situations?  (more…)

  • One Hour Is All It Takes To Brighten Your Financial Future

    One Hour Is All It Takes To Brighten Your Financial Future

    One hour to brighten your financial future? Impossible! Well, that’s what you might be thinking anyway. However, this isn’t the case at all. While you can’t multiply the funds you have in your bank account within an hour (unless you are blessed with a sudden windfall), you can put your time to good use, and take an hour out of your life to start the journey into a better financial future. 

    So, switch off your TV, put your phone down, and settle down to consider the following. By committing one hour of your life each day to these suggestions, your financial future might start to look a little brighter.

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