Business, blogging & Money

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Business, Blogging & Money tips for creative small business owners. Reclaim your freedom. Create a passive income & read about running a passive business and blog so you can enjoy your life and travel more!

  • Can Bankruptcy Wipe All My Debts?

    Can Bankruptcy Wipe All My Debts?

    If you’ve found yourself in a lot of debt and are unable to pay it off, bankruptcy might seem like the best solution. There are clear negative consequences to going bankrupt – your credit score will be severely damaged and you may have to give up non-essential assets to help pay off your debts. However, in return, your debts will be wiped. 

    Well, most of your debts anyway. To read more about different types of debt and ways to overcome debt, head over to the Ultimate Guide To Money + Finance. Unfortunately, declaring bankruptcy cannot wipe all kinds of debt. This is important to consider if you’re in financial trouble – there’s no point in filing for bankruptcy if the majority of your debts aren’t going to be affected as it could just cause further financial harm. Below is information on exactly which debts are eliminated by going bankrupt.

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  • What Do You Need To Know About The IT Side Of Your Business

    What Do You Need To Know About The IT Side Of Your Business?

    The IT side of your business might look like gibberish to you, but it’s important that you have at least some kind of understanding about it. We live in the age of technology, and if you don’t catch up and start to get your head around it, then you’re going to get left behind. We don’t want to see that happen to you, which is why we’ve written this article. Down below, we’re going to be looking at what you need to know about the IT side of your business, so keep reading if you want to find out more. (more…)

  • 5 Ways To Earn A Living As A Stay-At-Home Mom

    5 Ways To Earn A Living As A Stay-At-Home Mom

    Many women find they must put their careers on hold when they become moms. According to the Pew Research Center, around three in ten Millenial mothers are stay-at-home moms, caring for one or more children each day.

    There’s no denying that being a carer for children seven days a week is a full-time job in itself! But, many women feel they have no realistic prospect of earning money while they’re at home.

    The truth is, stay-at-home moms have various ways to successfully work from home. Sure, working while looking after small children for most of your waking hours is hard – but it’s not impossible.

    Are you reading this because you’d like to learn more about careers for stay at home moms or ways to earn some money from home? Here are 5+ realistic ways that you can bolster your income:

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  • The Process Of Risk Identification And Why It's Important

    The Process Of Risk Identification And Why It’s Important

    Businesses around the world, live and die, by their risk understanding. Everything is a risk. If you want to invest in a product, you must risk the money you’re funding it with, to be wasted and the product failing. But with that risk, comes opportunity. And the product could be a success, turning your investment into a profit, ten times the amount. But without proper risk identification, you are going to be taking a stab in the dark. Most small business owners don’t understand the process you need to make an informed estimate and guess about a project. So, we are going to educate you on risk identification and why it’s important.  (more…)

  • An Essential Guide to Growing Your Small Business

    An Essential Guide to Growing Your Small Business

    Entrepreneurship is a long journey broken into several miles. While starting a business is one thing, taking the necessary steps to bring their ideas to fruition is another task that many founders often struggle with. It is not so surprising that 90% of businesses crash and burn before reaching ten-years-old. When you establish an enterprise, growth in your profit margins and your customer network should be top priorities. If you’d like to know how to grow your small business into a successful venture, here is an essential guide to help you along the way.

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  • Essential Career Decisions You Need to Make Right Now

    Essential Career Decisions You Need to Make Right Now

    Finding the right career path is something you need to make the most of right now, and there are a lot of things that play a role in this. You have to think about the best ways of being able to boost your career by making the right decisions, and this is something that plays a massive part in this process moving forward. Make sure you come up with ideas that are going to help you with this. 

    Try to do what you can to come up with balanced and organised steps to help you make the right career-based decisions right now. This is something that you need to try to make the best of, and trying to find the perfect career path can take time and effort. These are some of the essential career decisions you can make to help you be successful right now.  (more…)

  • 4 Proven Ways To Streamline Your Business Operations

    4 Proven Ways To Streamline Your Business Operations

    Operating a business can be incredibly challenging at the rapid growth phase, but as a business owner, now is the time to streamline your activities. Sometimes, it is not unusual to feel overwhelmed with work or get a sense of inefficiency. To remain competitive and boost operational efficiency, now is the time to reassess your daily activities. Here are four tried and tested strategies for streamlining your business operations
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  • How to get clients to pay on time

    How to get clients to pay on time

    Cashflow is vital, especially if you’re self-employed. At some point, everyone will be faced with a client that pays their bills late, or not at all. It can have a huge effect on your finances, especially if you’re owed a substantial amount of money. 

    But how do you deal with these situations?  (more…)

  • Tools to Help You Run Your Business from Anywhere

    Tools to Help You Run Your Business from Anywhere

    The world is changing fast, and you should stay up to date if you want your business to move forward. A considerable portion of the workforce is currently working remotely, and this is set to be the trend.

    It’s in this realization that the technology industry has come up with various tools and platforms to support this shift. It now provides secure, convenient, and low-cost platforms for people to run their businesses from anywhere in the world.

    Video conferencing has, for example, become the prime of these tools. Here’s a more detailed look into some of the tools to keep your business rolling. (more…)

  • Is a Career Change Right for You?

    Is a Career Change Right for You?

    Are you considering changing careers? It’s a brave choice. Lots of people spend their whole lives working in a job that they don’t hate, but don’t love either and just get on with, counting down the days until the weekend. But if you aren’t happy, you might be thinking about changing your career. Before you do, here’s a few questions to ask yourself. (more…)