Finance

  • How To Plan A Wedding Without Ruining Your Finances

    How To Plan A Wedding Without Ruining Your Finances

    The average cost of a wedding is huge these days and people end up saving for years or getting themselves into loads of debt to pay for it. When you think about it, spending that much money on your wedding isn’t a very sensible financial move and even though it’s an important day, there are better ways that you could use that money. When you’re starting a life with your partner, you could use that money to save up for a mortgage or put some money aside to have kids in the future. Spending too much on your wedding can leave you in a bad financial position if you’re not careful. But the thing is, you can still have a great wedding day without spending all of your money if you just follow these simple tips.  (more…)

  • 10 Different ways to be smart with your money

    10 Different ways to be smart with your money

    Money makes the world go round. As much as you may dislike the idea, it’s true. Without money, you can’t buy food or have anywhere to live. You can certainly enjoy yourself without spending money, but you know that you tend to have a much better time when money is involved – like going on vacation. And because we need all need money for just about everything in life, it’s a really great idea to start being smart with it. From how you think about money to how you spend it, you’re likely to find that as you become more conscious of your money, getting smart with it feels much simpler too. (more…)

  • Sell your clutter for cash: 10 best places to make money online

    Sell your clutter for cash: 10 best places to make money online

    One of the few things that literally everybody can do in order to make some extra cash is selling stuff online. A few years back, when there weren’t as many resources and knowledge as there is today, it was really easy to make good money online. In my experience it was a lot easier to sell stuff online and make way more money than it is nowadays. But that doesn’t mean you shouldn’t try. Everything you make extra is good, and especially if that also means decluttering! A filled bank account, a decluttered home and a lot of free space in your brain!

    I’ve been doing this for years, because I prefer selling stuff I no longer want or use over keeping it somewhere in the back of the closet. I’ve collected a few of my favourite ways, because they’re easy or because it’s a good place to actually sell stuff for a good price. Guess what? Don’t try to stay anonymous, it will harm your ability to sell.

    1. My number 1 place to sell stuff is…. Facebook! Try to find your local ‘marketplace’ group and join. People will like the fact that they ‘sort of’ can see from who they buy, and it’s super easy to upload photos and a ad via your phone. It’s free too, which is a big plus! Don’t forget to optimize your sale and share the post to your personal timeline too!
    2. Do you’ve got a few spare tickets to a concert of festival? Sell them preferably via Ticketswap (Dutch) or StubHub (US). This way the buyer knows it’s a real ticket and they don’t buy it from a reseller. This guarantees a successful sale more than via an anonymous website like Ebay (although, Stubhub is owned by Ebay!).
    3. Use marketplaces like Ebay (international), Craigslist or Marktplaats (Dutch) to sell your clutter. Lately I haven’t had any luck with selling via these websites, because if you don’t pay to stay on page number 1, you’ll soon end up at page 39. Ebay also charges a small percentage of your sell for its service, so if you’re trying to sell stuff valued a small amount, it’s probably not worth it.
    4. Sell your DVDs, games, books and magazines to Amazon (international), Bol.com (Dutch) or Ziffit (UK) or Zapper (UK).
    5. Don’t forget to sell your used electronics once you’re done with them! NextWorth is one of the most well-known marketplaces for used electronics.
    6. Have a look at the local used book store. They often trade books for money, and you can quick sell a lot of books to them. Don’t expect to make much money on them, but it’s nice to have a minimalistic bookshelf with books you’ve actually read and love!
    7. Pawnshops: Of course, it’s much harder to sell certain items, such as jewellery, online. Go to the pawn shop!

    Do you’ve a lot of clothes? Start your own simple webshop and promote! Start a simple (seriously, a one click one!) here: ASOS Marketplace | Tradesy

    You might also like to read:

  • 7 New ideas to make money online in under 30 minutes a day for bloggers and influencers

    3 New ideas to make money online in under 30 minutes a day for bloggers and influencers

    You said you needed extra money? I got ya.

    I’ve become the unofficial specialist of legit side-hustles for bloggers and online creatives as you might know.

    Before we dive into the post, I’ve listened 50 easy side-hustles and extra income ideas here in a big list. This list includes all sort of things from watching videos (yes really I made $25 in one evening!) to strategies to eventually build your own business like dropshipping.

    This post is written for bloggers and influencers if you don’t have a blog yet read this article on how to start a WordPress blog for under $4 a month, an investment you can easily earn back by using this strategy. And make sure you claim your free domain name via my special link (worth $50!)

    (more…)

  • (How) Even Celebrities Can Get Into Debt

    (How) Even Celebrities Can Get Into Debt

    When you see old episodes of MTV Cribs or watch stars arriving at galas and awards dinners, it’s very easy to assume that they have giant bank balances. While many famous faces are incredibly wealthy, not all celebrities are as well off as they may seem. As the infographic below confirms, even the most well-known people can get into debt. (more…)

  • How to prepare for a financial crisis

    How to prepare for a financial crisis

    You never really know when you are going to lose your job, or even when your car is going to break down. This can cause you various issues because you may feel as though you don’t have the money to cover it and that you also can’t make the right changes fast enough. Luckily, there are things that you can do to try and prepare for a financial crisis well in advance.

    (more…)

  • These hacks will help you to save for a mortgage so much faster

    These hacks will help you to save for a mortgage so much faster

    Saving for a mortgage can be one of the most exciting yet difficult things you ever have to do. If you want to call yourself a homeowner one day and have your very own pad to show off to friends and family, then you should probably start saving sooner rather than later. You not only need the money to cover your mortgage, you’re probably going to want money for emergencies, as well as unexpected fees, solicitor/lawyer fees, and more. It’s always better to have way more money saved up than you think you need so you can get through your first few months without a hitch. This means getting serious and aggressive about your saving habits, as well as changing your lifestyle somewhat. Let’s take a look at the hacks that will help you to save for a mortgage so much faster: (more…)

  • Recurring income affiliate programs and the highest paying affiliate programs

    Affiliate marketing is one of the ways you can earn money as a blogger and is great if you’re looking for ways how to make money as a blogger beginner. I also wrote about it in my Ultimate Guide To Blogging with a lot more information, but here are the affiliate basics and highest paying affiliate programs.

    Because implementing the links correctly and using the right affiliate recurring affiliate programs for bloggers is crucial information if you want to earn money with affiliate marketing

    I personally earn quite a large percentage of income with affiliate links, and this blogger earns over 1 million each year by implementing her strategies on her blog (read more about the strategies here). 

    (more…)
  • Here’s how to have fuller pockets at the end of the month

    Here’s how to have fuller pockets at the end of the month

    It seems that in the US many people earning a good living still run out of money by the end of the month and are waiting for their next paycheck. It is a common problem, but it seems that one issue that Americans have is that they love to eat out. Percentage-wise, lower paid workers spend as much on eating out as higher earners, and stopping doing this quite so often is just one way of saving some money. (more…)

  • A Simple Guide To YouTube Content Monetization Success

    A Simple Guide To YouTube Content Monetization Success

    When broadcasting our content, it can be difficult to understand how the next step might best affect us. With YouTube, a new platform that still hasn’t finished its development, it can be hard to know just how and why your content or approach might be succeeding or failing. Of course, one of the markers of success is that of monetization. If your videos are earning enough views and you have enough of a subscriber count, you will start to get a portion of advertisement revenue among other things. This can be an extremely motivating time, because it suggest that your content is so good people wish to watch it and potentially pay for it. That’s as good a milestone as any.

    (more…)
  • Always broke? This is how to trick yourself into saving more money fast

    Always broke? This is how to trick yourself into saving more money fast

    The people who are able to save money effectively are few and far between. Saving is something that is just really hard to do. Giving up buying stuff now to get more in the future is rather abstract to most people.

    What’s more, saving requires constant discipline. You can’t be a good saver online on Tuesdays and Thursdays and then not the rest of the week. Saving is something that you have to do every day of the week. One massive spending spree at your favorite online retailer can completely derail your efforts. (Think ASOS).

    So with that said, are there any hacks that can help you get around this rather annoying problem. Do you have to be a Trappist monk to save in the 21st century? Or are there shortcuts that make the whole thing a lot easier? Check out the following. 

    (more…)